Terms of Use (effective April 2012)
In General
These Terms and Conditions govern your access and use of the website of The Pangburn Group, Inc. ("Pangburn") and its affiliates and subsidiaries, including but not limited to The Pangburn Company, Inc., TPC Consulting, Inc., Pangburn Technology, LLC, and TPC Actuarial, LLC. All information accessed or viewed on the login portions of our website is considered confidential and is for authorized business purposes only. These Terms and Conditions may be changed at any time at the sole discretion of Pangburn.
Acceptance of Terms of Conditions / Limitation of Liability
By using or accessing this website, you agree to these Terms, including agreeing to indemnify and hold harmless Pangburn from all claims of any nature arising from your access and use of the website. You agree that your use of or access to this website is at your risk and that, under no circumstances, shall Pangburn be liable for any direct, incidental, special, consequential, punitive or exemplary damages arising from viruses, worms, Trojan horses or other code that has contaminating or destructive properties.

You acknowledge that Pangburn may view, monitor and record activity through the website in order to help prevent and detect potential fraud or other abuse, including unauthorized access to information.

You understand that our Privacy Policy also applies to the website and you agree to be bound by it.
Login Portions of the Website
By using or accessing the login portions of our website that require user identification and password, you certify that you are the person legally associated with the user identification and password being used.
Governing Law
These Terms and Conditions are governed by the laws of the State of Louisiana. You agree to the jurisdiction of and venue in New Roads, Louisiana, in the event that legal action may be brought against, or by, arising from the use of or access to this website.

In the event any of the provisions of these Terms and Conditions shall be determined by a court of competent jurisdiction to be invalid, any such provision determined to be invalid shall not affect the validity of all remaining provisions.